10 Deadly Forex Trading Mistakes That Destroy Beginner Accounts

I’ll never forget the day I logged into my trading account and saw $380 remaining from my initial $2,000 deposit. Three months of trading, countless YouTube tutorials watched, and two expensive courses purchased—yet my account was nearly wiped out. I felt like a complete failure.

That gut-punch moment in my first year taught me what no $997 course ever mentioned. Three years later, I can tell you exactly why 90% of new traders blow their accounts—and more importantly, how to actually survive long enough to figure this game out.

In this guide, I’ll share the 10 deadliest mistakes I made (and saw countless other beginners make) that cost real money and emotional damage. More importantly, I’ll show you exactly how to avoid each one based on what actually worked for me after fixing these errors.

If you’re starting, this article might save you thousands of dollars and months of frustration. If you’re already trading and struggling, you’ll recognize yourself in at least half of these mistakes. For a complete foundation, check out our beginner’s guide to forex trading before diving into these common pitfalls.

This was my biggest mistake, and it’s why I lost money even when I was “right” more than 60% of the time.
Here’s what happened: I would risk $100 to make $50. Yes, you read that right. My stop losses were twice as significant as my take profits because I wanted that dopamine hit of seeing green trades more often. Having a high win rate meant I was a good trader.
The math destroyed me. Even winning 6 out of 10 trades, I was losing money:
6 winning trades × (if we risk $50 per trade )$50 = $300 profit
4 losing trades × (if we risk $100 per trade) $100 = $400 loss
Net result = -$100 loss.
I was unintentionally holding myself back.
The Truth That Shifted Everything
One day, I learned about the risk-reward ratio, and it completely changed my trading.
Here’s the truth that nobody wants to accept: you can flip a coin to decide your trades and still be profitable with proper risk-reward.
Let me prove it. If you risk $100 to make $200 (a 1:2 risk-reward ratio), even with only a 40% win rate, you’re profitable:
4 winning trades × $200 = $800 profit
6 losing trades × $100 = $600 loss
Net result = $200 profit
You can be wrong 60% of the time and still grow your account. This realization was mind-blowing for me.
Always aim for a risk-reward ratio of at least 1:2.
How to Fix This Mistake
Never enter a trade without calculating your risk-reward ratio first. Before you click “buy” or “sell,” ask yourself:
Where is my stop loss? (Risk)
Where is my take profit? (Reward)
Is the potential reward at least 2x my risk?
If the answer to that last question is no, don’t take the trade. Period.
I now refuse any trade with a risk-reward ratio below 1:2. Most of my trades are actually 1:3 or better. This single change took me from losing consistently to breaking even, and eventually to profitability.
Set your take profit at least twice the distance of your stop loss. If you’re risking 50 pips, aim for at least 100 pips profit. It’s that simple, yet most beginners ignore this fundamental rule entirely.

I wasted over $3,000 in my first year buying forex courses. Let me tell you exactly how this trap works because you’re either in it right now or about to fall into it.
Here’s the cycle:
You see a YouTube ad showing a trader next to a Lamborghini
They promise their $997 course contains “secret strategies” that banks don’t want you to know
You buy the course, excited about your future wealth
You try the strategy for two weeks
You hit a few losing trades
You panic and think, “This strategy is broken.”
You see another guru promising different “secret strategies.”
You buy another course
Repeat until broke
I went through this exact cycle three times before I realized what was happening.
Why This Happens
The problem isn’t that the strategies don’t work. Forex strategies taught actually work when appropriately executed across dozens of trades.
The problem is that beginners expect immediate results and perfect win rates.
When I bought my second course, I tested the strategy for exactly 11 trades. Eleven! When 7 of those trades hit their stop losses, I immediately concluded that the mentor was a scam and the plan was garbage. I jumped to the next shiny object.
The painful truth? I was the problem, not the strategy.
The Real Solution
Here’s what finally worked for me: Pick ONE credible mentor or strategy and commit to it for at least six months, regardless of initial results.
I know six months sounds like forever when you’re eager to start making money, but this commitment is what separates profitable traders from the 90% who fail.
After wasting $3,000 and a full year jumping from strategy to strategy, I finally stuck with one approach. For six months, I executed the same plan, journaled every trade, and focused on consistent execution rather than constantly searching for the “perfect” system.
That strategy wasn’t even the best one I’d encountered. But by mastering it through repetition, I became profitable. The approach you master through consistency will consistently outperform the “best” strategy you keep abandoning.
Spotting a Real Mentor vs. a Course Seller

If you decide to spend money on education, at least make sure you’re learning from an actual trader:

Look for verified trading statements spanning multiple years—not cherry-picked screenshot wins from last Tuesday. Real traders can show consistency over time, not just highlight reels. Anyone can fake screenshots or show their three best trades from last month. Demand to see broker statements covering at least 12-24 months, including the losing periods. If they refuse or make excuses, that tells you everything.

Check how long they’ve been teaching, not just how fancy their marketing is. If someone suddenly appeared six months ago with a Lamborghini rental and a $997 course, be skeptical. Legitimate educators have years of teaching history with traceable student results. Look for people who were teaching before it became trendy to sell forex courses on Instagram.

Pay attention to what they obsess over in their content. Real traders are almost boring—they constantly hammer home risk management, position sizing, and trading psychology. The exciting stuff about strategies and indicators? Maybe 20% of their teaching. Scammers flip this ratio: everything is about “secret systems” and “bank strategies” with barely a mention of how to protect your capital. If someone promises guaranteed profits or 90% win rates, you’re talking to a salesperson, not a trader.

Check how long they’ve been teaching. If they suddenly appeared six months ago with a Lamborghini and a course, that’s a red flag. Legitimate educators have years of teaching history that you can verify.

Pay attention to what they emphasize. Real traders obsess over risk management and trading psychology. Scammers promise “90% win rates” and “guaranteed profits” because they know that’s what desperate beginners want to hear.
Are there verified student testimonials with realistic expectations (not just “I made $10,000 in a week”)?
Do they offer a reasonable refund policy?
If a mentor promises “guaranteed profits,” “90% win rates,” or “get rich in three months,” run away immediately. These are red flags that someone is making more money selling courses than trading.

This mistake is directly related to the course-buying trap, but it deserves its own section because it’s the specific behavior that destroys accounts.
Every trader faces losing streaks. It’s mathematically impossible to win every trade. Even the best professional traders have periods where they hit 5, 7, or even 10 consecutive losing trades.
But here’s what beginners do (and what I did): after two or three losing trades in a row, they immediately conclude the strategy is broken and switch to something else.
My Personal Experience
During my second month of trading, I had four consecutive losing trades using a moving-average crossover strategy. My brain screamed, “This doesn’t work! The market has changed! I need a different strategy!”
So I abandoned moving averages and switched to price action. Three losses later, I switched to RSI divergence. After those two losses, I tried Fibonacci retracements.
Within two months, I had attempted seven different strategies.
The result? I never learned any strategy well enough to profit from it. I was constantly starting over from scratch, making beginner mistakes with each new approach.
Why This Happens
Losing money triggers our emotional response system. Our brain interprets losing trades as evidence that our chosen path is wrong, even when the losses are expected.
Think about it this way: if you flip a fair coin ten times, you might get seven heads and three tails. That doesn’t mean the coin is broken or the probability changed. It’s just normal variance.
Trading strategies work the same way. Every strategy has a win rate and will experience clusters of wins and losses. A 60% win rate strategy will still have losing streaks.
Test your strategy for at least 100 trades before judging its effectiveness. Switching after 10-20 trades tells you nothing about whether the approach actually works.
The Fix That Actually Works
Test your strategy for at least 100 trades before making any judgment about its effectiveness.
I know this sounds like a lot, but here’s why it matters: 100 trades give you enough data to see if the strategy has a genuine edge. With only 10 or 20 trades, you’re just seeing noise—random variation that tells you nothing about whether the plan works.
When you hit a losing streak (and you will), remind yourself:
Every profitable strategy has losing periods
Variance is normal in trading
Switching strategies resets your learning to zero
Consistency beats perfection every single time
I keep a note on my desk that says: “100 trades minimum before any judgment.” This simple reminder prevented me from falling back into the strategy-hopping trap during difficult periods.

I’ve seen beginners blow entire accounts because of this single mistake. I almost did it myself twice.
A stop loss is a set or a particular price at which you exit a losing trade to prevent further losses. It’s your emergency exit, your safety net, your account protection system.
Yet beginners either don’t use them at all, or they move them further away when the trade goes against them. Both approaches are account killers.
The “Mental Stop Loss” Delusion
When I first started trading, I thought I was disciplined enough to use “mental stop losses.” I told myself, “I’ll watch the trade and exit manually if it goes against me.”
This never works. Here’s what actually happens:
Your trade enters at 1.1000, and you mentally decide to exit at 1.0950 if it moves against you (a 50-pip risk). The price drops to 1.0960. You think, “It’s close to my stop, but it might bounce here. I’ll give it a bit more room.”
Price drops to 1.0940. You think, “It’s only 10 more pips. Surely it will bounce soon. The analysis was good.”
Price drops to 1.0900. You think, “I’ve already lost this much. I might as well wait for it to come back.”
Price drops to 1.0800. Your 50-pip intended loss is now a 200-pip disaster.
I’ve lived this exact scenario. Mental stop losses don’t work because when real money is on the line, emotions override logic every single time.
Moving Stop Losses (The Slow Account Death)
Even worse than no stop loss is moving it further away as the price approaches it.
I used to do this constantly. I’d set a stop loss at 50 pips, and when the price was five pips away from hitting it, I’d move it to 75 pips, convincing myself that I just needed to give the trade “a bit more room to breathe.”
This is not risk management. This is hope disguised as strategy.
Moving your stop loss further away changes your risk-reward ratio after you’ve already entered the trade. If you risked $100 for a $200 gain (1:2 RR), but then moved your stop to risk $150, you’ve now destroyed your risk-reward ratio and are risking $150 for that same $200 gain (1:1.33 RR).
Do this a few times, and your account bleeds slowly, death by a thousand cuts.
The Solution
Set your stop loss before entering the trade and never, ever touch it. Treat it as if it’s locked in stone.
Here’s my exact process:
Identify my entry point
Determine where my analysis would be invalidated (this is my stop loss)
Calculate position size based on 2% risk
Set a stop loss order in the platform
Set take profit at a minimum of 2x the stop loss distance
Enter the trade
Close the platform and walk away
The moment you enter the trade, your stop loss should already be placed as an actual order in your trading platform. Not a mental note. Not a “I’ll set it later.” An exact order that will execute automatically if the price hits that level.
The market doesn’t care about your hopes or your analysis. Protect your capital first, chase profits second. Learn more about proper risk management principles in our complete forex guide.

Trading is boring most of the time. That’s a fact experienced traders accept, but beginners struggle with immensely.
I used to open my trading platform multiple times per day, searching for any possible setup. If I saw any price movement, I convinced myself it was a valid entry signal. Some days, I took 8-10 trades, most of them mediocre setups that I forced into existence because I was bored.
Why Overtrading Destroys Accounts
Every trade costs you money in spreads and commissions. If you’re taking 10 trades per day with a 2-pip spread on EUR/USD, that’s 20 pips in trading costs per day, or 400 pips per month.
But the bigger problem is this: when you trade out of boredom, you end up taking setups that don’t meet your criteria. You lower your standards. You enter trades that have only a 40% probability of success instead of waiting for the 60% setups.
Over time, this tilts your edge away. Even if you have a profitable strategy, forcing too many trades dilutes your results.
FOMO Trading
FOMO (Fear of Missing Out) is overtrading’s cousin. This happens when you see significant price movement and jump in without analysis, usually right before the reversal.
I’ve jumped into trades thinking, “It’s moving so fast, I need to get in now or miss this opportunity!” Ninety PercentPercent of those impulsive entries resulted in immediate losses.
The painful truth? There’s always another opportunity. Always. The forex market operates 24/5. Millions of trading opportunities happen every single week. Missing one means nothing.
The Fix
Quality over quantity, always. I learned to ask myself before every trade: “Does this setup meet all my entry criteria, or am I forcing it because I’m bored?”
If I’m not genuinely excited about the setup based on my strategy rules, I don’t take the trade.
Some of my most profitable weeks involved only 3-4 trades because I waited for perfect setups rather than forcing trades out of impatience: fewer trades, higher quality, better results.
Set a maximum number of trades per day. I personally limit myself to 3 trades daily maximum. This forces me to be selective and only take the absolute best setups.
Remember: in trading, not trading is often the best trade.

This mistake is pure emotion, and it’s brutally expensive.
Revenge trading happens when you take a loss and immediately jump into another trade to “win back” what you lost. Your brain shifts from strategic thinking to emotional reaction.
I’ve done this more times than I want to admit. Take a 2% loss on EUR/USD, then immediately open a position on GBP/JPY without analysis because I’m angry and want to recover that loss right now.
Why This Is So Dangerous
When you’re in revenge mode, you:
Ignore your trading plan completely
Take setups you would normally reject
Often, increase your position size to “make back” losses faster
Making decisions based on emotions rather than setups
Dig yourself into a deeper hole
I once turned a single $100 loss into a $600 loss in one afternoon through revenge trading—one bad trade led to another, each larger and more reckless than the last.
After two consecutive losing trades, close your platform and walk away for the rest of the day. No exceptions. The market will be there tomorrow, but your account won’t be if you let revenge trading take over.
The Real Solution
After two consecutive losing trades, close your platform and walk away for the rest of the day. No exceptions.
This rule saved me countless dollars once I started enforcing it. Two losses mean something isn’t right—either your analysis is off for the day, market conditions have changed, or you’re emotionally compromised.
Whatever the reason, taking more trades in that state rarely helps.
I have a rule written on a sticky note attached to my monitor: “2 losses = done for the day. On bad trading days, I see that note, close my laptop, and do something else.
The market will be there tomorrow. Your account won’t be if you let revenge trading take over.

This is the mistake that causes blown accounts. Even good traders with winning strategies destroy their accounts by risking too much on individual trades.
When I started, I thought risking 10% per trade was reasonable. After all, if I won, I’d make 20% on that single trade with my 1:2 risk-reward ratio. I’d be rich in no time!
The math destroyed me.
Five losing trades in a row (which happens to everyone) meant losing 50% of my account. To recover a 50% loss, you need a 100% gain. That’s nearly impossible for a beginner.
Why Beginners Risk Too Much
The reason is simple: impatience. Everyone wants to turn $500 into $5,000 as quickly as possible. Risking 2% per trade feels painfully slow when you’re dreaming of quick wealth.
But here’s the reality: risking large amounts doesn’t make you rich faster. It just makes you blow your account faster.
The 2% Rule (Non-Negotiable)
Never risk more than 2% of your account on a single trade. This is not a suggestion; it’s a survival requirement.
If you have a $1,000 account, your maximum risk per trade is $20. If you have $10,000, your maximum risk is $200.
With the 2% rule, you can withstand a streak of 10 consecutive losses and still have 80% of your account remaining. This gives you room to learn, adapt, and recover without destroying your capital.
Here’s the math: Starting with $1,000 and losing 2% per trade for 10 straight losses:
After 1st loss: $980
After 5th loss: $904
After 10th loss: $817
You still have over 80% of your account. You’re bruised but not dead.
Compare that to risking 10% per trade:
After 5th loss: $590
After 10th loss: $349
Your trading account has become essentially unrecoverable.
Following the 2% risk-management principle became my steadfast rule after my initial, complete account loss. Initially, the progress seemed incredibly slow, but this strict adherence was crucial in safeguarding my capital throughout my learning phase. Now, three years on, I continue to trade and experience consistent growth, a direct result of prioritizing capital preservation from day one.
To determine your precise lot size, utilize a position size calculation tool that factors in your current account equity, desired risk percentage, and the distance to your stop loss. Never rely on estimation for your position sizing.

Not all trading hours are created equal. I learned this the expensive way by taking trades during low-volume Asian session hours and wondering why my price action setups kept failing.
Market Sessions Explained
Asian Session (Tokyo): Generally lower volatility, making it suitable for range-trading strategies. Major pairs like EUR/USD barely move during this time.
London Session: Highest global trading volume. This is when the market truly wakes up—major price movements, strong trends, and the most liquidity.
New York Session: High volume, especially during the overlap with London (8 AM – 12 PM EST). This overlap period is the most active time in the forex market.
My Mistake
During my first months, I would take price action breakout trades during the Asian session. Price would break a key level, I’d enter expecting a strong move, and then… nothing. The breakout would fizzle out with barely 10 pips of movement.
Those identical setups during the London session would result in 50-100-pip moves. The strategy wasn’t broken; I was trading at the wrong time.
The Solution
Trade during the session that matches your strategy and currency pairs.
If you’re trading EUR/USD or GBP/USD (which I recommend for beginners), focus on the London and New York sessions. These are European and American currencies, so they naturally have the most movement when those markets are active.
If you’re trading USD/JPY or AUD/USD, the Asian session might be more relevant, but even then, the London/New York overlap typically provides the best opportunities.
I now only trade during the London open (3 AM – 12 PM EST) and the New York session (8 AM – 5 PM EST). My strategy requires volatility to work correctly, so I wait for high-volume hours.
Check the forex market hours for your timezone and mark the London and New York sessions on your calendar. Focus your trading exclusively during these windows for the best results. For more information on currency pairs and market sessions, visit our comprehensive forex trading guide.

For the first six months of my trading journey, I didn’t keep a proper journal. I could remember my trades and mentally learn from them.
I was utterly wrong. Without a journal, I repeated the same mistakes over and over without even realizing it.
Why Most Traders Skip Journaling
Journaling feels like extra work. After taking a trade, most people want to move on—especially if it was a loss. Writing down what went wrong feels painful and time-consuming.
But here’s the truth: you cannot improve what you don’t measure. A trading journal is your data collection system that reveals patterns you’d never notice otherwise.
What I Discovered From My Journal
When I finally started journaling properly after six months of random trading, I discovered patterns that shocked me:
I won 68% of my trades during the London session but only 41% during Asian hours
I consistently took worse setups on Mondays (probably because I was eager after the weekend)
My average win was 47 pips, but my average loss was 52 pips (my risk-reward was inverted without me realizing it)
I traded best when I only took 2-3 trades per day, and worst when I took 6+ trades
None of these patterns was evident to me until I had data. The journal made my invisible mistakes visible.
What to Track
Every single trade should be documented with:
Date and time (including market session)
Currency pair
Entry price and reason for entering
Stop loss and take profit levels
Position size and risk percentage
Exit price and result (win/loss)
Screenshots of the chart at entry
Emotional state before and after the trade
What you learned from this trade
This might seem excessive, but after 50-100 trades, you’ll have a goldmine of data showing exactly what works and what doesn’t for YOUR trading.
The Tool I Use
You don’t need anything fancy. I use a simple Google Sheets template with all the columns above. Free tools like Google Sheets or Excel work perfectly.
If you want something more advanced, apps like Edgewonk or Tradervue provide detailed analytics and performance reports.
But the tool doesn’t matter. What matters is consistency. Journal every single trade, no exceptions, even your demo trades.

This is the silent killer of trading careers. Most people quit right before they would have become profitable.
I almost gave up after my first year. I had lost money, wasted cash on courses, and felt like I was spinning my wheels, making no progress. The idea of quitting and accepting that trading wasn’t for me was tempting.
But I decided to give it one more year with a different approach: consistency, proper risk management, and realistic expectations.
That decision changed everything.
Why Beginners Quit
Beginners expect fast results. Social media is filled with traders (or people pretending to be traders) showing screenshots of huge gains in short timeframes. This creates unrealistic expectations.
When reality hits—months of learning, consistent small losses, slow progress—most people conclude they’re not “meant for trading” and quit.
The painful truth? Learning to trade profitably takes 1-2 years for most people. That’s the reality nobody wants to hear.
What Actually Happens in Year One
Your first year is not about making money. It’s about:
Learning to manage risk properly
Mastering one strategy thoroughly
Understanding your psychological triggers
Building consistent habits
Keeping your account alive while learning
If you finish your first year with your account intact and a solid understanding of risk management, you’re ahead of 90% of beginners who blew their accounts and quit.
My Timeline to Profitability
Months 1-3: Lost money, tried multiple strategies, made all the beginner mistakes
Months 4-6: Started journaling, picked one strategy, still losing but with more minor losses
Months 7-9: First break-even month, understanding risk-reward, fewer trades
Months 10-12: First consistently profitable month, followed by two losing months
Year 2: Mostly break-even with occasional profitable months, learning continues.
Year 3: Consistent profitability, finally “clicked.”
Notice the timeline? It wasn’t three months. It wasn’t six months. Absolute consistency took almost two years.
The Solution
Give yourself at least a full year before considering quitting—mastering trading takes time and patience.
Set realistic goals for each stage:
Year 1: Focus on learning and keeping your account safe
Year 2: Work on consistency and aim to break even
Year 3+: Target steady, reliable profits
Avoid comparing yourself to social media traders showing unrealistic results. Instead, track your progress against yourself last month.
If you’re steadily improving—making fewer mistakes, managing risk better, and deepening your market knowledge—you’re on the right path, even if profits haven’t come yet.
Frequently Asked Questions
What is the biggest mistake forex beginners make?
The biggest mistake is failing to understand the risk-reward ratio. Many beginners risk $100 to make $50, which destroys accounts even with a 60% win rate. Always aim for at least a 1:2 risk-reward ratio: risk $1 to make $2 potentially.
How much should I risk per trade?
Never risk more than TWO PercentPercent of your trading account on a single trade. With a $1,000 account, your maximum risk per trade should be $20. This protects you from catastrophic losses during inevitable losing streaks.
How long does it take to become a profitable forex trader?
Realistically, 1-2 years. Most successful traders need this time to master risk management, develop consistent habits, and understand market psychology. Anyone promising profits in 3 months is selling unrealistic expectations.
Should I buy forex trading courses?
Only invest in one quality course from a verified, credible trader. Avoid the trap of buying multiple courses. Pick one mentor, commit for 6 months, and master their approach before considering anything else.
How many trades should I take per day?
Quality over quantity. Limit yourself to 2-3 high-quality trades per day, at most. Overtrading from boredom or FOMO leads to taking poor setups and paying excessive spreads.
What should I do after losing trades?
After two consecutive losing trades, close your platform and stop trading for the day. This prevents revenge trading and emotional decision-making, which usually lead to bigger losses.
Why do most forex traders fail?
Most traders fail because they risk too much per trade, don’t understand risk-reward ratios, switch strategies too quickly, and give up before they’ve had enough time to learn. Avoiding these fundamental mistakes dramatically increases your chances of success.
Key Takeaways: Your Action Plan
Let me summarize the fixes for all 10 mistakes in a simple action plan:
Risk Management:
Use a minimum 1:2 risk-reward ratio on every trade
Never risk more than 2% per account per trade
Always set stop losses before entering (never mental stops)
Use position size calculators, never guess lot sizes
Strategy & Execution:
Pick ONE strategy and commit to it for at least 6 months
Test any strategy for 100 trades minimum before judging
Trade only during high-volume sessions like (London/New York).

After two consecutive losses, stop trading for the day
Journal every single trade with screenshots and notes
Focus on process, not profits, especially in year one
Commit to 1 year minimum before considering quitting
Education
Pick one high-quality course from a trustworthy, experienced trader
Focus on mastering a single system instead of juggling multiple strategies
Avoid anyone promising guaranteed profits or unrealistic returns
Begin with free resources, and invest in paid courses only when you’re ready to commit
Final Thoughts
These 10 mistakes cost me more than $3,000, a whole year of effort, and a lot of unnecessary stress. But they also showed me clearly what doesn’t work in forex trading.
Becoming profitable isn’t about chasing secret strategies or perfect indicators. It’s about steering clear of the common pitfalls that can wipe out an account before it even has a chance to grow.

Most beginners fail not because forex trading is impossible, but because they keep making the same preventable errors.
You now know exactly what those errors are and how to fix them. You have the roadmap I wish I had when I started.
Will you still make mistakes? Absolutely. I still do. But if you avoid these 10 deadly errors, you’ll keep your account alive long enough to actually learn how to trade profitably.
The traders who succeed aren’t necessarily the smartest or most talented. They’re the ones who survive long enough to master the basics through consistent execution and disciplined risk management.
Start by fixing just one mistake this week. Next week, fix another. Within three months, you’ll be trading completely differently than you are now.
For a complete foundation in forex trading, including how to choose brokers, understand currency pairs, and develop a trading routine, check out our complete beginner’s guide to forex trading.
Stay disciplined, protect your capital, and give yourself time actually to learn this skill. The market rewards patience and punishes impulsiveness.
Welcome to the long game of forex trading. Master these lessons, and you’ll be part of the small percentage who actually succeed.
About the Author: Saad Sultan is a forex trader with 3 years of active trading experience in currency markets. After losing his first account and wasting $3,000 on courses, he developed a disciplined approach focused on risk management and realistic expectations. Saad shares his real trading experiences on Finance and Wealth to help beginners avoid the costly mistakes he made.
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